Unlike pet insurance which generally only covers treatments required in reaction to an unexpected illness or injury, our Total Wellness™ membership is a proactive plan that includes every aspect of wellness care that pets need every year. Each Total Wellness plan is a 12-month bundle of services like exams and vaccinations, plus access to other member features like our expert chat line so you can stay on top of your pet’s health year-round. Additionally, our members pay a single price regardless of any pre-existing conditions that your pet might have, whereas pet insurance pricing can vary based on the health, breed, and age of your pet.